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check cashing fees and disclosures

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contact us toll-free

Call us toll-free at 1-888-593-5626 with any questions you may have about our check cashing services.

license and compliance

Check Agencies of California, dba Check Center is a licensed Check Casher by the California Department of Justice (DOJ). Check Center complies with all DOJ requirements and all other relevant regulations related to check cashing.

late or non-payment

For check cashing transactions, a $25 fee is assessed when the check is returned for non-payment.


Check Center cashes all types and amounts of checks.

Call us toll-free at 1-888-593-5626 with any questions you may have about cashing a check.

Check Center’s fees vary depending on the type and amount of check.

You can save 20% off check cashing fees by joining our VIP club. As a VIP club member, you will save 20% when you cash your check and load a Check Center-NetSpend® pre-paid VISA® debit card at one of our convenient locations.

Our check cashing fees and VIP club savings for our Southern California stores and Northern California stores are provided in the chart below:

Check Cashing Rates
Transaction Amount Regular VIP
Employee Payroll Checks $0 to $2,000 2.25% 1.79%
over $2,000 2.99% 2.39%
Company Checks $0 to $2,000 3.25% 2.59%
Over $2,000 3.99% 3.19%
Government Checks $0 to $2,000 2.99% 2.39%
Over $2,000 3.99% 3.19%
Tax Refund Checks $0 to $2,000 2.99% 2.39%
Over $2,000 3.99% 3.19%
Personal Checks 2-party 6.99% 5.59%
1-party 14.99% 11.99%
Insurance, Bill Pay & other Drafts 6.99% 5.59%
Money Orders 4.99% 3.99%
Commercial Customers $0 to $2,000 2.49% 1.99%
over $2,000 2.99% 2.39%
Minimum check charge for checks under $50.00 Personal checks $3.50 $3.50
All others checks $1.50 $1.50
Bounced check fee $25.00 $25.00
We are happy to answer any questions you may have. Call us toll free at 1-888-593-5626